Products

At Marino Financial Group, we represent over 30 of the nations top carriers/providers.  If you need a purple dress for an event, do you go to one department store and hope what you find is perfect?  Or do you go to the mall and check out several stores to find the perfect fit for you?  Let us be your guide to help match your needs with the perfect option for you, your family, and your budget.

Some of our popular options include:

  • Cash back option if benefits are not utilized
  • Tax-Free Risk-Free Retirement Planning
  • Million Dollar Baby (Why just fund college when you can protect for life)
  • Mortgage Protection – to protect your family from loss of home should a tragedy occur
  • Asset protection: how much of your retirement can you afford to lose when the stock market “corrects”…or worse?
  • Employer benefits: give your employees better options at no cost to you while also gaining tax breaks.

Stay tuned for more information to come on each of these!

Cash Back Option

The cash back option, also known as the “Return of Premium” is a popular and unique optional add-on that Marino Financial can offer to those who qualify. We are able to combine our standard Mortgage Protection plans with a cash back option to return all funds paid to the carrier back to our clients. This …

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Employer Benefits

Employer benefits: give your employees better options at no cost to you, give your executives premium options at 75% discount, and check out how we can save your HR department time and money. For Your Business We know that caring for your key personnel as well as hourly staff s priority for you.  However, sometimes the …

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Final Expense

Can your family bear the financial burden of your final expenses? In the United States an average burial can easily cost between $10,000 and $15,000, with cremations ranging between $4,000 and $7,000. Just the cost of a mortuary coming to transport the body from the home to the mortuary can cost between $750-$2,000. These costs …

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Million Dollar Baby

Million Dollar Baby… a.k.a. the Head Start Program, is a cool way to get more out of saving for your child’s college.  Many college savings plan’s limit you to only using your hard-earned, saved money in very specific ways for only certain types of schools.  If you need those funds for something else (such as RENT, …

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Mortgage Protection

Mortgage Protection – to protect your family from loss of home should a tragedy occur. While nothing can truly ease the grief your family would experience in this event, knowing your family is protected can help.  Knowing that losing the primary income earner does not also mean the loss of home or lifestyle can ease the …

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Tax-Free Risk-Free Retirement

  Tax – Free, Risk – Free Retirement Options How much of your retirement can you afford to lose the next time Wall Street takes a dip?  How much of your hard earned money would you like to pay toward taxes?  Do you think taxes on your money will decrease in the year to come? …

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